Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
Small Claims » Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
This is true for so many Americans:
- Someone who doesn't pay
- You go to small claims or civil court
- The judge or the magistrate agrees to award you
- You don't get any compensation.
Although the civil system is structured to allow you to get your money back in court, nobody said that it is easy. The court system offers you basic information on filing any garnishment of wages, bank garnishments, liens, and other ways of recovering the money you were awarded in court, but that information will not teach you everything you need to know. So that leaves us with only a few options:
- Be defeated by your debtors (Never collect the money owed to you)
- Wasting your time trying to figure out how to get your money back yourself
- Call an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Use a judgment recovery service
Although collection agency service isn't hard to figure out once you learn the simple steps of using one, the process can be worth the effort. You would suggest that once you were awarded judgment, the small claims court would make it easier for you to collect the funds that are owed to you.
Civil Courts offers brochures to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the bank information of the debtor or the process to garnish the debtors wages, and you will find a familiar answer - 'we do not give legal advice'.
The best way to find the debtor's information about the debtor is the process of skip tracing. Part of this process involves pulling a credit report on the debtor, and playing private detective to connect all of the dots in the case. One of the obstacles a debt collector will run into is that most credit reporting agencies will not allow you to pull a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will collect your money for you with no fees out of your pocket, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who slap you with per hour fees, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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